Insurance Backed Guarantee & Deposit Protection
GDGC is an insurance broker which specialises in the supply of Insurance Backed Guarantees (IBG) for home improvement installations. The Home Improvement IBG is a specialist insurance product that offers protection for general Home Improvements installations.
Insurance Backed Guarantee
The Insurance Backed Guarantee offers protection in the event your installer ceases to trade and is unable to honour their written guarantee.*
The Insurance Backed Guarantee is registered and paid for by your selected installer.
The Home Improvement Insurance Backed Guarantee provides insurance cover up to a 10 year period.
What home improvements can we cover?
Subject to our approval, Accredited Installers can purchase protection for homeowners for a variety of insulation installations. Below are some of the most popular installations that we can cover:
All prospective Accredited Installers are required to demonstrate that they are competent, have a solvent business and install products for which they carry the relevant certification and experience.
Successful applicants who are accepted as an Accredited Installer are regularly monitored to ensure that they are financially solvent and that they have kept up to date with their relevant certification.
Benefits of using a GDGC Accredited Installer
GDGC Accredited Installers can provide you with robust financial protection to safeguard a deposit payment made to the installer.* The Accredited Installer can also provide you with an IBG to protect you in the event your installer ceases to trade and is unable to honour their written workmanship guarantee.
All installers purchasing IBG’s are vetted & accredited prior to membership approval and undergo regular checks during their period of membership. These checks consist of the following:
Background checks against the directors / proprietors;
Credit history checks against the company;
Financial stability checks against the company;
Checks for evidence of installation qualifications;
Checks they carry both Public and Employers liability insurances (Not applicable for all sole traders).
Installers receive the GDGC Accredited Installer logo to display on their website.
*These are just some of the cover limits and features of the insurance policies that we can arrange. We are not the insurer and cover is subject to the insurers full policy terms and conditions. Not all selected installers can purchase deposit protection. If you would like to know more about the features, benefits, exclusions and limitations of the policies we offer, please feel free to contact us.